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since 7/2007 boat and golf insurance in Spain Commercial Premises insurance - Spain Community Insurance 'Comunidad' - Spain dental and medical insurance plans English insurance agent in Spain health insurance Czech Republic international health, medical and travel insurance cover international travel insurance Ley 26/2006, de 17 de julio, de mediación de seguros y reaseguros privados Maritime plan - international health cover (crew only) Oil and Gas Industry - health insurance Teachers - international health cover (Spain) |
www.e-agentelocaldeseguros.com Insurance intermediary / Agente Chapter 1. Scope and definitions Article 1 Scope 1. This Directive lays down rules for the taking-up and pursuit of the activities of insurance and reinsurance mediation by natural and legal persons which are established in a Member State or which wish to become established there. 2. This Directive shall not apply to persons providing mediation services for insurance contracts if all the following conditions are met: a) the insurance contract only requires knowledge of the insurance cover that is provided; b) the insurance contract is not a life assurance contract; c) the insurance contract does not cover any liability risks; d) the principal professional activity of the person is other than insurance mediation; e) the insurance is complementary to the product or service supplied by any provider, where such insurance covers: i) the risk of breakdown, loss of or damage to goods supplied by that provider, or ii) damage to or loss of baggage and other risks linked to the travel booked with that provider, even if the insurance covers life assurance or liability risks, provided that the cover is ancillary to the main cover for the risks linked to that travel; f) the amount of the annual premium does not exceed EUR 500 and the total duration of the insurance contract, including any renewals, does not exceed five years. 3. This Directive shall not apply to insurance and reinsurance mediation services provided in relation to risks and commitments located outside the Community. This Directive shall not affect a Member State's law in respect of insurance mediation business pursued by insurance and reinsurance intermediaries established in a third country and operating on its territory under the principle of freedom to provide services, provided that equal treatment is guaranteed to all persons carrying out or authorised to carry out insurance mediation activities on that market. This Directive shall not regulate insurance mediation activities carried out in third countries nor activities of Community insurance or reinsurance undertakings, as defined in First Council Directive 73/239/EEC of 24 July 1973 on the coordination of laws, regulations and administrative provisions relating to the taking-up and pursuit of the business of direct insurance other than life insurance and First Council Directive 79/267/EEC of 5 March 1979 on the coordination of laws, regulations and administrative provisions relating to the taking-up and pursuit of the business of direct life assurance, carried out through insurance intermediaries in third countries.
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